The State of Alternative Business Financing Going Into 2014

The year 2013 was a very good year in the alternative business financing industry. After going through some growing pains in 2008-09 with the bank meltdown and start of the recession, alternative lenders such as Accounts Receivable Factoring and Merchant Cash Advances have become very important for small business startups as well as businesses which […]

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It’s Easier to Get Small Business Loans, But Who’s Doing The Lending?

According to a recent article in USA Today, only 4% of small business owners say their credit needs weren’t met over the past month, and the article suggests that banks are becoming a lot more relaxed in their underwriting, and consequently, approving more applications. Does this mean it is now easy to get a bank […]

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Landscape of the Last 20 Years’ Infrastructural Financing in India

In this article following two major points are discussed to understand the whole scenario. (1) Trend and Initiative of the Budgetary Support and Institutional Borrowings – The system of managing and financing infrastructural facilities has been changing significantly since the mid-eighties. The Eighth Plan (1992-97) envisaged cost recovery to be built into the financing system. […]

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Invoice Factoring and Accounts Receivable Financing for Small Business

Small Businesses are still suffering from a lack of available capital for expansion, purchase of new equipment and for just making payroll until a client pays. First a little background. Factoring, or the act of selling invoices at a discount, is a financial product that has been available since the birth of merchant and customers. […]

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